*Payment plans through Flex Pay feature repayment terms of 3-24 months and annual percentage rates (APRs) of 0%-36%. 0% APR available to all approved applicants on select terms.  For example, if you receive a loan of $2364.00 with a 18-month term and a 0% APR, your required monthly payment will be $131.33. Or if you receive a loan of $2364.00 with a 18-month term and a 15% APR, your required monthly payment will be $147.47. There is no fee for repaying a loan early. Minimum $100.00 purchase required. Actual terms are based on your credit score and other factors and may vary. Not everyone is eligible.